Cost of living in Hamburg

Housing costs

The typical price for a 17m2 room that is in a shared flat in a popular location is around €450, which includes utilities like electricity, water and heating. Without utilities included, the price is around € 370. For a 40m2 studio in a desirable area, you can expect to pay about €600 without utilities.

Note that the location can really alter the pricing, with student apartments in Hamburg in the city center at a premium. For example, a studio in the central area can cost between €700 and €800 monthly.

Food costs

When looking at what you might expect for a food budget, whether you eat out at restaurants or cook in your own kitchen can make all the difference. Buying your food at the market can cost three times less than even eating at a budget restaurant. Also, keep in mind that dining out in the business district can be even more expensive.

Here are some average prices for ordinary items:

  • Regular white bread - €1.5

  • Milk - less than €1

  • Water - 50 cents per bottle

  • A dozen eggs - €2.5

  • A kg of apples and other fruit - €3

  • A pack of cigarettes - €5

  • Domestic beer - less than €1

  • Domestic beer in a pub - €3

  • Café latte at a coffee shop - €2.5

Transport costs

For about €300 euros a semester, students are allowed unlimited access to HVV, Hamburg’s public transport system. At the regular rate, an average monthly pass is approximately €80.

Other costs

For living costs, budget between €350 and €500 each month. Monthly utilities for a decent-sized apartment can be expected to run €200, and Wi-Fi is between €20 and €30, as long as you sign a contract.

When looking at the fees for student health insurance in Germany, state insurance agencies usually charge around €78 monthly.

Thankfully, you’ll be able to set aside some of that tuition money. Public education institutions do not charge fees in this region.


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