Cost of living in Rotterdam: Can you afford it?

What's the cost of living in Rotterdam? Learn about the cost of rent, groceries, transport, leisure and healthcare to budget your living expenses in Rotterdam.

Yordan

5 minute read

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Updated on 23 Feb 2026

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Living

Rotterdam, home to the largest European port and the 2nd largest city in the Netherlands, attracts thousands of people annually who choose it as their new home. If you, too, are eyeing the city on the Maas River, you’re probably wondering what’s the cost of living in Rotterdam.

To help you come up with the right budget before you start exploring homes for rent in Rotterdam, we’ll walk you through your monthly living expenses and give you money-saving tips.

With an average monthly cost of living of €1,908 to €2,958 in 2026, Rotterdam is fairly average compared to other Dutch cities. The rental prices would take up the largest chunk of your monthly expenses. Depending on your income, you may also qualify for rent allowance (huurtoeslag), which can save you heaps on your monthly rent.

Yet, considering the fact that the average salary in Rotterdam in 2026 is €3,433 after tax, living a comfortable lifestyle in the port city is possible. All you need to do is budget your expenses. The table below breaks them in the 5 main categories:

Based on the HousingAnywhere’s Rent Index, Rotterdam has the lowest rental prices compared to Amsterdam, The Hague and Utrecht. How much you pay for accommodation depends mainly on 2 factors: the location and the type of property.

The table below breaks down the average rent in Rotterdam based on accommodation type:

If you’re renting on a budget, southern or western parts since they’re generally more affordable. If safety is on your mind too, see how safe Rotterdam feels day-to-day before committing to a neighbourhood.

You can start searching for homes for rent in Rotterdam and filter it by neighbourhooods ahead of your move, as the rental market in the city is competitive, and it might take time to find the perfect fit for you.

Your second biggest expense in Rotterdam is the cost of groceries. On average, you can budget between €350 and €400 monthly for grocery shopping. The following list should give you a good idea of what to expect to pay for food in Rotterdam:

Buying your produce from markets or stores like Dirk, Lidl and Aldi will help you save quite a bit since the prices there are lower.

Although Rotterdam’s main means of transport are bikes, the tram, metro and bus lines are always clean and can get you from one side of the city to the other in a breeze. The table below should give you a good idea of what to expect when it comes to the pricing of transport in Rotterdam:

How much you pay for the monthly subscription varies depending on how many zones you'll be travelling in. You can save on public transport in Rotterdam by purchasing an Altijd Korting (always discount) or RET MaandKorting (monthly discount).

Altijd Korting provides discounts on all Dutch public transport (excluding trains), costing €420 for an annual subscription.

With the RET MaandKorting you get discount on public transport in Rotterdam. You can choose between 20% discount, costing €8.20, or 40% discount for €29.70 monthly.

Basic health insurance coverage (basisverzekering) in the Netherlands is mandatory for everyone. But it's up to you to choose the provider, the personal risk you want to cover, and any extra packages you may want, e.g. dental coverage.

Prices for health insurance in the Netherlands can vary depending on your package but overall, you can expect costs around €159 monthly for basic health insurance coverage.

While health insurance is expensive, you can apply for a healthcare allowance (zorgtoeslag) from the Dutch government and get reimbursed for a portion of the costs, depending on your income.

You should budget around €200–€250 monthly for leisure in Rotterdam as leisure activities are another thing Rotterdam has in abundance. Feel like clubbing? Rotterdam has a club for any music taste! Bars? Don’t even get us started! When it comes to dining, Rotterdam has an infinite amount of food trucks and restaurants offering cuisine from all over the world. Not that much into partying? Rotterdam’s cultural scene is rich in museums, alternative spaces and even amateur theatres. Check out some of the neighbourhoods in Rotterdam for more inspiration.

The table below should give you a good impression of the cost of leisure activities in Rotterdam:

At €1,908 mothly the cost of living in Rotterdam is relatively high but still lower than in cities like Amsterdam and Utrecht. Your living expenses will be mainly driven up by your rent, followed by groceries and healthcare.

Still, there are plenty of ways you can save on monthly expenses in Rotterdam from living in one of the more affordable neighbourhoods to getting a public transport subscription and healthcare allowance.

Now that you have a better idea of what you can expect your monthly costs to be like, it's time to move from planning to action. Use your arrival checklist for the Netherlands to sort your BSN, registration, and banking, then start exploring Rotterdam!