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Health insurance

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Health insurance in Austria

Students

In Austria, it is a legal requirement that you have health insurance cover for the duration of your time in the country. If you are from an EU or EEA member state, or from Switzerland, it is sufficient to bring your European Health Insurance Card (EHIC), so long as you have valid health insurance in your home country.

Private insurance

Students from outside this area usually purchase a private international health insurance policy. It’s important to make sure that your health insurance fulfils the requirements of your visa, as well as being fully valid across Austria. Check out our page on Practical Information for Living in Vienna for more information on visas and residence permits.

This kind of health insurance is known as self-insurance - you can obtain a student self-insurance policy for around €55 per month, and this will cover you for any necessary medical expenses for the duration of your stay. This policy will be with Wiener Gebietskrankenkasse.

In order to take out self-insurance you will be required to provide the following documents:

  • The application form for self insurance

  • University enrolment documents ("Studienblatt" and "Studienbestätigung")

  • Your passport or Personal ID

  • Confirmation of registration from your municipal authority.

Interns and workers

Your employer must register you prior to starting your internship, which should supply you with health, accident, pension and unemployment insurance.

Visiting a doctor in Vienna

As a rule, you can simply arrange an appointment and flash your insurance certificate without having to pay in advance. If your treatment is covered by your insurance provider, you will pay the upfront cost and will need to claim that amount back from your insurance provider - don’t throw the receipt in the recycling straightaway!

Check if your treatment is covered by your insurance before commencing treatment. You may end up with a nasty bill if you’re not careful. The staff at the doctor’s office will be happy to clarify this for you.


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